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Homes $400,000 or under no longer need an appraisal

Homes $400,000 or under no longer need an appraisal

If you are planning to purchase or sell a home in 2020, you should be aware that homes that are priced at $400,000 or below do not have to go through the appraisal process any longer. Federal regulators approved the rule in late 2019, which was the first change to the...

What you should know about mortgage forbearance

What you should know about mortgage forbearance

Some 3.4 million mortgages are currently in forbearance as a result of COVID-19. That is according to a recent report from Black Knight. Further, in March, mortgage delinquency increased by 3.39 percent, the first time that month has seen a jump since the “turn of the...

4 ways to get a lower refinance rate

4 ways to get a lower refinance rate

Rates for refinancing do not always align with home purchase rates. Yet, there’s hope: Low rates for refinancing is very doable. It will just take a little extra work. Here are five ways you may be able to score a good interest rate if you’re thinking about...

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